Virginians Against Payday Loans (VAPL)

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New Thrift

Institute for American Values – New Thrift

For A New Thrift: Confronting the Debt Culture

A Report to the Nation

Jointly authored by a number of distinguished from across the political spectrum, For A New Thrift powerfully addresses the linked problems of overindebtedness, lack of savings, and growing inequality in the United States. The focus is on institutions. When a society creates democratic institutions to encourage thrift, more people are likely to engage in the positive activities of saving, conservation, and asset building. When a society fails to nurture such institutions, limits access to them, or supports institutions opposed thrift, more people are likely to over-spend, fall into consumerism as a philosophy of life, and go into debt. For A New Thrift: Confronting the Debt Culture includes recommendations for the future.

Contact your legislators and urge them to cap/repeal payday lending in the State of Virginia!

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